Financial Literacy | Work Readiness | Entrepreneurship

More Than Money

The earlier students learn how to manage money, the greater their chances of lifelong financial success.

According to a study by the JumpStart Coalition for Financial Literacy, only 26% of 13-21-year-olds said their parents taught them how to manage money. This gap is not being addressed by schools, as many don’t have the resources to offer classes in financial literacy.

JA has designed the More than Money program to address this challenge. With the assistance of volunteers from the local business community, the program teaches elementary students about earning, spending, sharing, and saving money.
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Grade
Calgary & Airdrie: Grade 4

Commitment
4 Hours
(1 morning)

Our Business World

Students are often taught that success means “getting a good job” after graduation. Many are not aware that launching a business is a viable career option that can bring them amazing opportunities.

However, starting a business is not a career option that most children are encouraged to consider. In JA’s Our Business World program, elementary students explore how businesses are created and what makes them thrive. Using games and multimedia, students learn about innovation, start-ups and self-employment.

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Grade
Calgary & Airdrie: Grade 5
Other Regions: Grades 5 – 6

Commitment
Calgary & Airdrie: 4 Hours
(1 morning)
Other Regions: 2, 2-hr sessions or 4, 1-hr sessions

 

A Business Of Our Own

Entrepreneurs drive the Canadian economy, strengthen communities and create jobs. However, children are often not encouraged to become entrepreneurs.

In JA’s newly updated A Business of Our Own program, students put on entrepreneurial hats and run their own retail business. Students learn how to start a business, produce and promote their products, track their finances and manage a team. Volunteers from the local business community use experiential blended learning and game-based technology to engage students and ignite their passion for business. In addition to in-class lessons, budding entrepreneurs are now able to continue learning at home through JA’s online business simulation.

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Grade
Calgary & Airdrie: Grade 6

Commitment
4 Hours
(1 morning)

Dollars With Sense

Canadian personal debt is at a record high. Canadian youth are growing up in a time in which spending is easier than ever and debt is a way of life. This problem is exacerbated by hectic family schedules, which leave parents with little time to teach their children about money management.

How can we prepare today’s youth to avoid personal debt?

Through the newly updated Dollars With Sense program, students get the vital tools they need to make smart financial decisions, live debt-free and become savvy investors. Students learn personal money management skills that they can apply to their lives … beginning now.

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Grade
Calgary & Airdrie : Grade 7
Other Regions: Grades 7 – 8

Commitment
4 Hours (1 morning)

 

Stronger Together: Diversity In Action

In today’s global economy, individuals from many different backgrounds work together to achieve common goals. Stronger Together: Diversity in Action is an exciting program from JA that teaches students the value of diversity and how it contributes to improving morale, creativity, teamwork and productivity.

Volunteers from the local business community help students understand how inclusivity can solve real-world challenges. They also encourage students to welcome perspectives that are different from their own.

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Grade
Calgary & Airdrie Only: Grade 8

Commitment
4 Hours (1 morning)

Economics For Success

For many students, the transition from high school to post-secondary education or employment can be overwhelming. Students often feel that their high-school experiences haven’t adequately prepared them to meet the demands of university, a career, or living on their own.

In Economics for Success, students take a closer look at the advantages of staying in school, as well as learn what’s needed to succeed in today’s workforce. Volunteers from the local business community partner with classroom teachers to help students see the link between education and achieving their goals.<br>A third-party study found that over 65% of past Achievers credit JA with their decision to stay in school and enroll in post-secondary education, 75% believe JA had a significant impact on their financial-literacy, decision-making skills, and business sense.

learn more about Junior Achievement Programs

 

Grade
Grade 9

Commitment
4 Hours
(1 morning)

Investment Strategies

The earlier youth learn financial literacy, the more likely they are to invest and save later in life. Recent U.S. research has found that “people who have had financial education participate more often in retirement programs, make larger contributions and have a much higher savings rate than others”.

JA’s Investment Strategies program (ISP) teaches students how to save and invest for the future. The program includes both interactive classroom lessons and an online stock market simulation, Invest JA, where students manage their own simulated stock portfolio. The simulation is linked to live data from North American stock markets and is an exciting, risk-free way for students to apply the investing principles they learn in the program.

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Grade
Calgary & Airdrie : Grade 8 – 12
Other Regions: Grades 8 – 11

Commitment
4 – 1 hour lessons
+ online competition

Company Program

According to a Gallop survey, 45 percent of pre-college students said they plan to start their own business, while 42 percent said they will invent something that changes the world.

However, most students don’t learn the skills they need to successfully create a business in school.

Over a four-month period, JA’s Company Program teaches grade 9-12 students how to organize and operate a real business. Volunteers from the local business community work with students to launch and run a small enterprise. This gives students the real-world skills and experience that they need to achieve their dreams of becoming entrepreneurs.

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Grade
10 – 12

Commitment
Click ‘Learn More’ for details

 

World of Choices

It’s not often we get the chance to sit down with someone in the profession we dream of getting into. How might your life change if you could? World of Choices will bring students together with Career Mentors in their desired fields and give them the opportunity to talk with others in professions they’d never considered before. Five sessions, small tables, an afternoon that will open a world of choices to Alberta’s youth.

Once a program for young women, Junior Achievement has brought this program to students of both genders in some regions. Check below for availability in your region.

learn more about Junior Achievement Programs

 

Grade
Grades 10 – 12

Commitment
Click ‘Learn More’for details

Investment Strategies

The earlier youth learn financial literacy, the more likely they are to invest and save later in life. Recent U.S. research has found that “people who have had financial education participate more often in retirement programs, make larger contributions and have a much higher savings rate than others”.

JA’s Investment Strategies program (ISP) teaches students how to save and invest for the future. The program includes both interactive classroom lessons and an online stock market simulation, Invest JA, where students manage their own simulated stock portfolio. The simulation is linked to live data from North American stock markets and is an exciting, risk-free way for students to apply the investing principles they learn in the program.

learn more about Junior Achievement Programs

 

Grade
Calgary & Airdrie : Grade 8 – 12
Other Regions: Grades 8 – 11

Commitment
4 – 1 hour lessons
+ online competition