Dollars With SenseCanadian personal debt is at a record high. Canadian youth are growing up in a time in which spending is easier than ever and debt is a way of life. This problem is exacerbated by hectic family schedules, which leave parents with little time to teach their children about money management. How can we prepare today’s youth to avoid personal debt? Through the newly updated Dollars With Sense program, students get the vital tools they need to make smart financial decisions, live debt-free and become savvy investors. Students learn personal money management skills that they can apply to their lives … beginning now. |
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Stronger Together: Diversity In ActionIn today’s global economy, individuals from many different backgrounds work together to achieve common goals. Stronger Together: Diversity in Action is an exciting program from JA that teaches students the value of diversity and how it contributes to improving morale, creativity, teamwork and productivity. Volunteers from the local business community help students understand how inclusivity can solve real-world challenges. They also encourage students to welcome perspectives that are different from their own. |
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Economics For SuccessFor many students, the transition from high school to post-secondary education or employment can be overwhelming. Students often feel that their high-school experiences haven’t adequately prepared them to meet the demands of university, a career, or living on their own. In Economics for Success, students take a closer look at the advantages of staying in school, as well as learn what’s needed to succeed in today’s workforce. Volunteers from the local business community partner with classroom teachers to help students see the link between education and achieving their goals.<br>A third-party study found that over 65% of past Achievers credit JA with their decision to stay in school and enroll in post-secondary education, 75% believe JA had a significant impact on their financial-literacy, decision-making skills, and business sense. |
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Investment StrategiesThe earlier youth learn financial literacy, the more likely they are to invest and save later in life. Recent U.S. research has found that “people who have had financial education participate more often in retirement programs, make larger contributions and have a much higher savings rate than others”. JA’s Investment Strategies program (ISP) teaches students how to save and invest for the future. The program includes both interactive classroom lessons and an online stock market simulation, Invest JA, where students manage their own simulated stock portfolio. The simulation is linked to live data from North American stock markets and is an exciting, risk-free way for students to apply the investing principles they learn in the program. |
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Company ProgramAccording to a Gallop survey, 45 percent of pre-college students said they plan to start their own business, while 42 percent said they will invent something that changes the world. However, most students don’t learn the skills they need to successfully create a business in school. Over a four-month period, JA’s Company Program teaches grade 9-12 students how to organize and operate a real business. Volunteers from the local business community work with students to launch and run a small enterprise. This gives students the real-world skills and experience that they need to achieve their dreams of becoming entrepreneurs. |
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World of ChoicesIt’s not often we get the chance to sit down with someone in the profession we dream of getting into. How might your life change if you could? World of Choices will bring students together with Career Mentors in their desired fields and give them the opportunity to talk with others in professions they’d never considered before. Five sessions, small tables, an afternoon that will open a world of choices to Alberta’s youth. Once a program for young women, Junior Achievement has brought this program to students of both genders in some regions. Check below for availability in your region. |
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Investment StrategiesThe earlier youth learn financial literacy, the more likely they are to invest and save later in life. Recent U.S. research has found that “people who have had financial education participate more often in retirement programs, make larger contributions and have a much higher savings rate than others”. JA’s Investment Strategies program (ISP) teaches students how to save and invest for the future. The program includes both interactive classroom lessons and an online stock market simulation, Invest JA, where students manage their own simulated stock portfolio. The simulation is linked to live data from North American stock markets and is an exciting, risk-free way for students to apply the investing principles they learn in the program. |
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